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                        Interest Rates

                        PeriodMonthlyAnnuallyMaturity
                        Months
                        Rate
                        AER
                        Rate
                        AER
                        Rate
                        AER
                        18.88%
                        9.25%--8.88%9.25%
                        39.00%
                        9.38%--9.00%9.72%
                        69.46%
                        9.88%--9.88%10.12%
                        1211.05%11.63%11.63%11.63%11.63%11.63%
                        1311.05%11.63%--11.63%11.58%
                        1811.05%11.63%--11.63%11.32%
                        2411.73%12.38%12.38%12.38%12.38%11.70%
                        3612.16%12.86%12.88%
                        12.88%12.88%11.51%
                        4812.16%12.86%12.88%12.88%12.88%10.95%
                        6012.62%13.38%13.38%13.38%13.38%10.79%
                        PeriodCash ValueMaturity ValueInterest Rate
                        3 YearsRs. 7,500/-Rs. 10,000/-11.70%
                        Rs. 75,000/-Rs. 100,000/-11.70%
                        Rs. 750,000/-Rs. 1,000,000/-11.70%
                        Rs. 7,500,000/-Rs. 10,000,000/-11.70%
                        4 YearsRs. 6,900/-Rs. 10,000/-11.82%
                        Rs. 69,000/-Rs. 100,000/-11.82%
                        Rs. 6,900,000/-Rs. 1,000,000/-11.82%
                        5 YearsRs. 6,300/-Rs. 10,000/-12.36%
                        Rs. 63,000/-Rs. 100,000/-12.36%
                        Rs. 630,000/-Rs. 1,000,000/-12.36%
                        Rs. 6,300,000/-Rs. 10,000,000/-12.36%
                        [table “2” not found /]
                        Period (Months)USDGBPAUDEUR
                        Maturity
                        Maturity
                        Maturity
                        Maturity
                        Rate
                        AER
                        Rate
                        AER
                        Rate
                        AER
                        Rate
                        AER
                        1
                        2.50%
                        2.53%
                        2.50%
                        2.53%
                        3.05%
                        3.09%
                        2.50%
                        2.53%
                        3
                        3.00%
                        3.03%
                        2.65%
                        2.68%
                        3.25%
                        3.29%
                        2.65%
                        2.68%
                        6
                        3.25%
                        3.28%
                        3.00%
                        3.02%
                        3.50%
                        3.53%
                        3.00%
                        3.02%
                        12
                        3.50%
                        3.50%
                        3.50%
                        3.50%
                        3.75%
                        3.75%
                        3.50%
                        3.50%
                        PeriodMonthlyAnnuallyMaturity
                        (Months)RateAERRateAERRateAER
                        18.88%9.25%--8.88%9.25%
                        39.00%9.38%--9.38%9.72%
                        69.46%9.88%--9.88%10.12%
                        1211.50%12.13%12.13%12.13%12.13%12.13%
                        1311.50%12.13%--12.13%12.07%
                        1811.50%12.13%--12.13%11.79%
                        2412.16%12.86%12.88%12.88%12.88%12.14%
                        3612.62%13.38%13.38%13.38%13.38%11.91%
                        4812.62%13.38%13.38%13.38%13.38%11.31%
                        6013.07%13.88%13.88%13.88%13.88%11.12%
                        SAVINGS CATEGORYRATEACCOUNT OPENING BALANCE
                        Standard Saving Accounts5.00%1000/-
                        Senior Citizens6.50%1000/-
                        LOLC Champ Savings7.00%100/-
                        Small Business 4.50%1000/-
                        LOLC Group Staff5.00%0/-
                        Micro Savings6.00%0/-
                        Zero Interest 0.00%1000/-
                        Senior Citizens Institutions4.50%1000/-
                        Business Introducers4.50%0/-
                        Non Resident Rupee Account4.50%0/-
                        Worker Remittance4.50% 100/-
                        Overseas Exchange House4.50% 10,000,000/-
                        Group Loan Savings account6.00% 0/-
                        Senior Citizen Group Loan Savings 6.50% 0/-
                        Virusara Privilege Account6.00% 100/-
                        Business Introducers BRAC4.50% 0/-
                        I Pay Merchant Savings
                        6.00% 0/-
                        Fixed Deposit Interest6.00% 0/-
                        Senior Citizen FD Interest6.50% 0/-
                        Mobile Cash Collection 6.00% 500/-
                        Senior Citizen Mobile Cash Collection 6.00% 500/-
                        Individual & Urban Loan 6.00% 0/-
                        All other Savings Categories4.50% 1000/-
                        Super Savings Accounts 2000/-
                        Up to Rs. 249,999/-4.50%
                        Rs. 250,000/- to
                        Rs. 499,999/-
                        4.75%
                        Rs. 500,000/- to
                        Rs. 749,999/-
                        5.00%
                        Rs. 750,000/- to
                        Rs. 999,999/-
                        5.25%
                        Rs. 1,000,000/-
                        and over
                        5.50%
                        CurrencySlabInterest RateMinimum Amount Required to
                        Open an Account
                        USD
                        PFCA & IIA (General/Super/Special)
                        Up to USD 49,999/-2.00%USD 100/-
                        From USD 50,000/- to 149, 999/-2.25%
                        USD 150,000/- and above2.50%
                        GBP
                        PFCA & IIA (General/Super/Special)
                        Up to GBP 49,999/-2.00%GBP 100/-
                        From GBP 50,000/- to 149, 999/-2.25%
                        GBP 150,000/- and above2.50%
                        EUR
                        PFCA & IIA (General/Super/Special)
                        Up to EUR 49,999/-2.00% EUR 100/-
                        From EUR 50,000/- to 149, 999/-2.25%
                        EUR 150,000/- and above2.50%
                        AUD
                        PFCA & IIA (General/Super/Special)
                        Up to AUD 49,999/-2.55%AUD 100/-
                        From AUD 50,000/- to 149, 999/-2.80%
                        AUD 150,000/- and above3.05%
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